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The idea that credit scores are an indicator of how well someone handles commitment and honors agreements led to the creation of the online dating site Credit Score “If you’re looking at building a life together, you need to know the details of each other’s finances,” says the site’s owner, Niem Green.“If you can’t buy your dream house or the interest rates are ridiculous or all of the loans and credit cards need to be in one person’s name [because their spouse has bad credit], it can affect a relationship.” When Credit Score launched in 2007, most of the members were in their 40s and, according to Green, often had relationships end because of financial issues.La Shawn, 31, said, recalling how the date this year went so wrong so quickly after she tried to answer his question honestly. "According to interviews with more than 50 daters across the country, all under the age of 40," credit scores can make or break a possible relationship.“It was really awkward because he kept telling me that I was the perfect girl for him, but that a low credit score was his deal-breaker.” But wait, this is not just one weird dude with aspirations, and his flummoxed date, who did not match up, for whatever reason. (Note: 50 daters is hardly a conclusive sample size).If you do know, and you know that your credit score is bad, you should lie to at least get a free meal, lord knows you could use it, and, look, later you can tell the truth, or just "disappear" (you need a new credit score anyway! Tell that person exactly what it is—in fact, pull out that gorgeous little Equifax printout you've laminated and show it—then buy plane tickets to Vegas immediately, using points, of course, fly there, and get married. If you're having trouble with any of the above, whether it be your credit score or weird dating questions about it, know that "small, online dating Web sites have sprung up to cater specifically to singles looking for a partner with a tiptop credit score." We'll allow you to google those on your own; if you have a terrible credit score, no need to apply!
“It was such a turn on.”Like Lauren, a growing number of singles are swapping details about their credit scores at the beginning of a relationship, filtering by FICO to find Mr. Right.“While it sounds calculating and cold, it makes sense,” says Anthony Sprauve, director of public relations for my While other dating sites use various methods to match people looking for a partner, Creditscore cuts right to the chase and matches couples based on their credit scores.Members create a profile like they would on any other dating site, including relevant information a potential partner might reasonably want to know.You could be shutting out someone who might otherwise be a perfect match,” says Weston, author of “Deal with Your Debt: Free Yourself from What You Owe.” “Judging someone by their credit score is as [ridiculous] as judging someone by their horoscope.”Credit confessional After learning that her date had a stellar credit score, Lauren worried that confessing her credit challenges would impact their budding relationship.In 2012, her lofty credit score of 730 plunged after a combination of unexpected medical bills and divorce led her to declare bankruptcy.